Debt Recovery Lawyers

Our debt recovery solicitors are here to help. Whether you require assistance with business-to-business or consumer debt recovery, Talbots offer a fixed-fee debt recovery product that is fast, simple, and at a competitive price with no hidden charges.

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Our fixed-fee debt recovery service is fast, transparent, and powerful, helping you reclaim what you’re owed.

With our fixed-fee commercial debt recovery product, Talbots Collect, we offer discounts when you send us higher volumes of work. It includes our Success Credit feature, which allows you to offset the legal costs recovered from your debtors against any unsuccessful recovery action taken during the same period — giving you credit for success.

Our specialist team is here to help. Please provide as much detail as possible in the form below, and our enquiries team will be in touch.

Need help with debt recovery? You’re in the right place. Our experienced team provides clear advice and practical solutions. Contact us today on 02476 521091 or at talbotscollect@talbotslaw.co.uk. Complete our form below.

Why choose Talbots’ debt recovery lawyers?

Whilst our debt recovery lawyers are specialist in their field, we’re businesspeople first.

With experience spanning across a wide range of industries and sectors, we know the importance of cashflow, and the interruption that can be caused to your business, by unreliable customers who don’t pay on time. That’s why we’ll always do everything in our power to ensure our clients receive their well-deserved payment.

The dedicated debt recovery lawyer assigned to your matter will pursue your debts tactfully, but firmly, and will be able to advise you at each stage of the recovery process, including if legal proceedings or insolvency action become necessary. Our recovery team have the expertise to advise you every step of the way.

debt recovery solicitors at talbots law.

Read our debt recovery brochure5

What is the debt recovery procedure?

Our debt recovery solicitors will begin by reviewing your T&Cs and copy invoices to confirm the identity and address of the debtor and advise you on any additional interest or legal costs you are able to recover from them.

It’s a good idea to have evidence of their original agreement of payment – this could be a signed contract, or even a purchase order. If you can also provide evidence of the terms and conditions that they agreed to before entering into the agreement, even better. We also recommend that you find proof of the completed service or product that they received.

Next, we write a formal letter to the debtor requesting payment by a certain date, stating that if the payment is not made by this date, you will take legal action. We’ll take care of the letter, sending it directly from Talbots Law to reinforce the urgency to your customer.

If we can assist in recovering debt from your customer outside of court, we will. Our team of debt recovery lawyers have a diplomatic but direct approach, allowing you and your customer to discuss the situation openly while encouraging the debtor to make the payment. We try to keep things simple – after all, we know you don’t want to be involved in a long-running legal battle. Through firm negotiation, our debt recovery team succeed in collecting late payments for our clients, giving them one less thing to worry about.

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What if my debtor refuses to pay?

If your debtor refuses to pay or disputes their bill, our debt recovery solicitors will encourage direct contact with the customer and actively offer suggestions that satisfy you as well as them, working together to find compromise.

If your customer says they cannot afford to pay, we’ll liaise with them to agree settlement terms if possible, and advise you on your available options including legal proceedings and insolvency action.

Read out debt recovery brochure to find out more.

If you’re spending too long chasing debts from your customer or you’re involved in a dispute regarding their unpaid bills, get in touch with one of the debt recovery lawyers at Talbots Law today on 0800 118 1500 or fill out our enquiry form below.

How does the fixed-fee structure work?

You pay a fixed fee based on the stage of recovery and the number of instructions you provide each month. Fees are lower the more instructions you send, and our ‘Success Credit’ system helps offset the cost of unsuccessful recoveries. There are no hidden costs, Talbots Collect unique fee structure is straight-forward and transparent. Find out more.

What is ‘Volume Discount’?

We want to work with you and support your business for the long-term, which is why we reward client loyalty by reducing our fixed-fee charges depending on the number of instructions you send us each month. We call this our Volume Discount. Find out more.

What is 'Success Credit'?

Success Credit is made up of a proportion of all legal costs and late payment compensation recovered under any Successful Letters sent during the calendar month.

More Successful Letters = More Success Credit.

We apply the Success Credit against the cost of any Ineffective Letters sent during the same calendar month. This reduces the overall sum payable by you.

There is no limit to the amount of Success Credit that can be applied, so depending on the number of successful recoveries made, it could mean that you pay nothing at all for the Stage 1 Letters we send. Find out more.